In a majority of circumstances, if you were in a car accident, legally proving accident fault may not be a top priority. That’s because you will most likely be dealing with insurance companies where you do not have to be formal. In most negotiations with insurance companies, you will merely need to present your side of the story in an clear and easy to understand way.
Claims adjusters are looking for issues in your case to lower the value of your case so be prepared to stand your ground on the facts without being too aggressive. The adjusters are also trying to determine what kind of witness you could be in a lawsuit.
In the case of a car accident, when dealing with an insurance company, you will probably not need to present evidence detailing skid marks and lengths, but rather give your account of the situation to them, either over the phone or via a letter. Common knowledge of the rules of the road can, most likely, be enough to get you the settlement that you are entitled to.
It can help your case if you can give the insurance company some forms of evidence, such as a police accident report and witness information. Adjusters will appreciate photos or videos of the scene of the accident and photos of injuries you sustained. If you lost out on a trip or couldn’t do things you enjoy such as walking or time with children make sure they know about it.
Insurance companies would much rather settle a claim for an accident outside of court rather than take on a full-blown litigation matter. It makes better business sense to them to pay out money for personal injuries and property damage, as opposed to paying attorneys and court costs.