Chapter 27 SICKNESS INSURANCE  554. Classes of sickness insurance Sickness insurance may be provided as: 1) medical expenses insurance; 2) hospital insurance; 3) insurance against incapacity for work; 4) long-term care insurance; 5) insurance of another class. 555. Obligations of ...

Chapter 26 ACCIDENT INSURANCE  548. Insurer's obligation to compensate In the case of accident insurance, the insurer shall, upon the occurrence of an accident, pay the amount specified in the contract as a lump sum payment or in instalments, compensate ...

Chapter 25 LIFE INSURANCE 532. Insurer's performance obligation In life insurance, the insurer shall, pursuant to the contract, pay the beneficiary the agreed amount as a lump sum payment or in instalments if the insured person attains a certain age, ...

Division 4 Legal Expenses Insurance  526. Obligations of insurer (1) In legal expenses insurance, the insurer shall, to the extent prescribed by the contract, protect the legal interests of the policyholder upon the occurrence of an insured event and cover ...

Division 3 Liability Insurance  Subdivision 1 General Provisions  510. Definition of liability insurance In liability insurance, the insurer shall, in place of the policyholder, perform the obligation to compensate for damage caused by the policyholder to a third party (injured ...

Division 2 Goods in Transit Insurance  505. Insured risks If the risk of transporting goods on land or an internal water body is insured, it is presumed that the insurance covers all risks relating to the goods. 506. Restriction of ...

Chapter 24 NON-LIFE INSURANCE  Division 1 General Provisions  Subdivision 1 Contents of Contract  476. Insurer's obligation to compensate (1) In the case of non-life insurance and upon the occurrence of an insured event, the insurer shall, pursuant to the contract, ...

Division 6 Insurance of Insured Risk of Third Party  463. Rights of third party and policyholder with respect to insurer (1) If insured risk relating to a third party is insured, the third party has the right to demand performance ...

Division 5 Insurance Premium 453. Period of insurance A period of insurance is the period of time based on which insurance premiums are calculated. It is presumed that a period of insurance lasts for one year. 454. Payment of insurance ...

Division 4 Occurrence of Insured Event  448. Notification of insured event (1) A policyholder shall immediately notify the insurer of the occurrence of an insured event. (2) An insurer may, after the occurrence of an insured event, request information from ...